Think About Cash-Flow Judgments Separately from Expansion Judgments
A business owner's decisions about money come in two kinds with different characters: decisions to spend in order to expand the business, and decisions to build up what you have on hand in order to protect it. If you handle the two with the same feeling, you can end up with thin reserves while still riding the momentum of expansion, or, conversely, lean so far toward protection that you miss opportunities.
The central point of this article is to check spending judgments and protecting judgments in separate periods. It does not give concrete cash-flow advice or state whether financing or investment is advisable; it is about the framework of how to place the timing of your checks.
Jupiter Changes Signs About Once a Year
Jupiter takes about 12 years to go once around the Sun and stays in one sign for about a year. It is a planet read in connection with expanding, and a year when Jupiter changes signs is sometimes used as a guide for reviewing how your business is expanding.
Specifically, on July 26, 2027, Jupiter moves from Leo into Virgo. This site's way of thinking uses a turning point like this not so much to review the expansion plan itself, but as an opportunity to check the balance between expansion and protection. A Jupiter return comes about every 12 years and can serve as a guide for large milestones in a business, but here we first use the short unit of about a year.
The Habit of Checking What You Have on Hand, on a Yearly Unit
Checking your cash flow is not something you do only when a problem occurs. The habit of lining up, at a fixed time each year, the thickness of what you have on hand and the outlook for upcoming payments becomes the foundation of judgment.
One method is to make Jupiter's once-a-year change of signs the guide for that check. What you check is nothing special: the timing of large upcoming payments, the degree of leeway you have on hand, and the priority order of planned spending. Organize these three points on a different sheet from the expansion plan. Simply separating the expansion plan and the check of what you have on hand onto different sheets prevents the two judgments from mixing.
Here is one concrete work example: a situation where you are considering updating equipment. The necessity of the update is a business judgment, but the timing of payment and the state of what you have on hand is a separate check. Rather than deciding immediately because it is necessary, if you line up the payment arrangements first, in line with the timing of your check, the decision itself can be made calmly, in line with the actual situation.
The Meaning of Deciding Periods for Protecting in Advance
Periods for expanding tend to be decided by outside triggers, such as orders coming in or movements in the market. Periods for protecting, by contrast, do not arrive unless you decide them yourself. The more sales are doing well, the more a judgment to build up what you have on hand tends to be postponed.
That is where the meaning of using the cycles as a guide appears. The movements of the stars proceed regardless of whether business is good or bad. That very unrelatedness is an advantage. You do your protecting checks at a fixed time not tied to business conditions. By tying the timing of checks to the cycle rather than to business conditions, the checks stop falling through even in good periods.
This article does not declare a timing for when funds should be moved. It is about a guide for building the habit of checking; actual cash-flow judgments are made on the basis of real numbers and the advice of professionals such as accountants.
If you are self-employed, your business reserves and your living reserves tend to overlap, which makes this separation even more important. At the time of your business check, line up only the business-side numbers, and do not bring in circumstances from the living side. That alone considerably reduces the crossing of expansion and protection judgments.
The Order of Checks When Making an Expansion Decision
In a situation where you are making a decision to expand, order matters. Finish the check of what you have on hand first, and then examine the content of the expansion. If the order is reversed, the check of what you have on hand can become a formality, carried along by the momentum of the expansion discussion.
Jupiter's cycle of about 12 years can also be used to look back on expansion itself. About 12 years ago, what kind of expansion judgment did you make, and how did it turn out? Looking back at your own past judgments is, at the same time as being a way of reading the stars, a taking stock of your experience as a business owner. The posture of viewing the current judgment in light of that look back is the original meaning of using the cycle.
A horoscope does not predict money judgments. Please use it quietly, as a guide for not postponing your checks.